Workers' Compensation Overview

Topsheet acts as your employer of record when you work on a payroll project through us. Topsheet handles the following things for you:

  1. Act as the employer of record for W2 employees and loan-outs (1099s with EINs) against Topsheet's EIN and workers' compensation insurance policy.
  2. Automatically acts as a payment processor for contractors (1099s with social security numbers) against client's EIN and insurance policy.

Classification Breakdown

ClassificationPaymentPayroll and Workers' compensation
W2 EmployeesTopsheetTopsheet's EIN and WCI
Loan Outs (1099 with EIN)TopsheetTopsheet's EIN and WCI
Contractors (1099 with SS)TopsheetClient's EIN and Insurance Policy